Apex International
Bank like a local,
anywhere in the world
Fast international transfers, a multi-currency travel card, and FX contracts for businesses hedging offshore exposure — all inside Apex Bank.
Live exchange rates — 1 AUD
USD
0.6487
+0.12%
EUR
0.5982
+0.08%
GBP
0.5124
-0.04%
JPY
98.42
+0.21%
SGD
0.8741
+0.03%
NZD
1.0823
-0.06%
Rates update every 60 seconds during business hours. FX margin 0.45% from mid-market.
International services
International Transfers
Send money to 150+ countries in 38 currencies.
- Same-day to US, UK, EU
- Real-time to PH, IN via local rails
- Apex Plus/Platinum: 2 free/month
- SWIFT BIC: APEXAU2S
- AUSTRAC-compliant screening
Apex Travel Card
Multi-currency prepaid Visa.
- USD, EUR, GBP, NZD, JPY, HKD, SGD, THB, CAD, CHF
- Free ATM at partner networks
- Apple Pay & Google Pay
- Emergency replacement worldwide
- 0.50% reload margin
FX Contracts (Business)
Forward contracts, spot, and options.
- Minimum $25K AUD
- Dedicated FX dealer
- Spot T+2 settlement
- Forward contracts up to 12 months
- Hedge import/export exposure
International Students
Welcome banking for new arrivals.
- Fee-free Everyday account
- No FX fees on first $10K
- Passport + COE only
- 24hr first deposit
- Migrant-friendly ID check
Expat Services
Keep Apex while living overseas.
- Non-resident term deposits
- Continued offset account access
- Retained rewards eligibility
- Foreign resident tax help
- Video-call identity update
Overseas Property
Purchase assistance for Aussies buying abroad.
- Bulk transfer coordination
- Multi-currency escrow
- Local broker introductions
- US, UK, NZ, Singapore partners
- FX timing advice
Popular transfer corridors
AUD → USD
Same-day
AUD → GBP
Same-day
AUD → EUR
Same-day
AUD → SGD
Same-day
AUD → NZD
Real-time
AUD → INR
Next-day
AUD → PHP
Real-time
AUD → JPY
Same-day
Sending money overseas?
Our FX specialists can save you real money on any transfer over $25,000.
Talk to an FX specialist