Apex Business
Banking built for
the way you work
Everyday accounts, lending, merchant services and cashflow finance — all in one platform with a dedicated Business Concierge and AI assistant for every query.
Business products
Everything you need to run and grow — under one roof.
Business Everyday
Your day-to-day transactional hub.
$0 monthly fee over $5K balance
- Unlimited electronic transactions
- PayID, NPP, BPAY
- Xero / MYOB integration
- Tax Vault sub-account
- Dual authorisation controls
Business Loans
Secured, unsecured, equipment, line of credit.
From 6.45% p.a. secured
- Up to $500K unsecured
- Up to 15yr secured terms
- Equipment finance to 100% invoice
- 48hr pre-approval for existing customers
- $3K refinance rebate
Merchant Services
Accept cards in-person and online.
1.10% EFTPOS, 1.45% online
- Next-day settlement
- Shopify, Square, Stripe integrations
- PCI-DSS Level 1
- Chargeback management
- Fee waivers over $500K turnover
Apex Cashflow
Invoice financing for B2B businesses.
From 1.75% per 30 days
- Advance up to 85% of invoices
- No lock-in contracts
- Xero auto-sync
- Ideal for 30-90 day terms
- Flexible drawdown
Business Term Deposits
Lock in surplus working capital.
Up to 5.15% p.a. (12mo)
- 1 month to 5 year terms
- No management fees
- Interest paid monthly or maturity
- Protected by FCS up to $250K
- Bonus rate over retail
Industry Programs
Specialist lending for your sector.
Healthcare, hospitality, retail
- 100% goodwill for GPs/dentists
- Cashflow-linked repayment for hospo
- Unsecured lines for professional services
- Inventory finance for ecommerce
- Dedicated industry specialists
A banker who knows your industry
Healthcare, hospitality, professional services and retail — we have specialist lending programs for each.
Book a consultation