How Much Could
You Borrow?
Get an estimate of your borrowing power in under 2 minutes.
1 Income
$
$
2 Existing debts
$
Lenders assess 3.8% of your card limit as an annual commitment.
$
3 Deposit & loan term
$
Estimated borrowing power
at 8.89% assessment rate over years
$—
Enter your income to see your estimate
Borrowing power
Your deposit
Estimated property price
Est. monthly repayment
Based on our current variable rate of 5.89% p.a.
This calculator provides an estimate only and does not constitute a credit assessment or loan approval. Results are based on an assessment rate of 8.89% p.a. (current variable rate + 3% APRA buffer). Actual borrowing capacity may differ based on your full financial position.