Earn More on
Every Purchase
From everyday spending to premium travel perks — choose the card that works as hard as you do. Points never expire, and rewards redemption is instant.
Choose Your Card
All cards include Visa payWave, Apple Pay, Google Pay, and 24/7 fraud monitoring.
Apex Everyday
Annual fee
$0
Purchase rate
19.99% p.a.
Rewards
0.5 pts / $1
- No annual fee
- Up to 44 days interest-free
- Apple Pay & Google Pay
- Visa payWave contactless
Most Popular
Apex Rewards
Annual fee
$99 / year
Purchase rate
19.99% p.a.
Rewards
1.5 pts / $1
- 1.5 pts per $1 on all spend
- Complimentary travel insurance
- No international transaction fees
- Free supplementary card
- Up to 55 days interest-free
Apex Platinum
Annual fee
$299 / year
Purchase rate
19.99% p.a.
Rewards
3 pts / $1
- 3 pts per $1 on all spend
- 4× airport lounge access / year
- Comprehensive travel & purchase protection
- Dedicated concierge service
- No foreign transaction fees
How Apex Rewards Works
Spend
Earn points on every eligible purchase — in-store, online, and overseas. Points never expire.
Accumulate
Points accumulate automatically in your Apex Rewards account. Track your balance in the app in real time.
Redeem
Redeem for flights, hotel stays, cashback, gift cards, or pay off your card balance — instantly via the app.
Not sure which card is right for you?
Our credit card advisors can match you to the right card in minutes.
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